Insurance guides
Straight answers to the questions we hear most from drivers and homeowners in Peel.
Ontario auto insurance changes on July 1, 2026: what drivers need to decide
Most accident benefits became optional in Ontario on July 1, 2026. What is still mandatory, what you can now opt out of, and how to decide at renewal.
Car insurance for G1 and G2 drivers in Ontario
How insurance works for new drivers with a G1 or G2 licence in Ontario, what it costs more and why, and practical ways to bring the price down.
Car insurance for newcomers to Ontario
New to Canada? How insurers treat foreign driving experience, what documents to bring, and how to avoid paying new-driver prices if you have years behind the wheel.
Insuring a home with a basement apartment or second unit
Renting a basement apartment in Brampton or Peel? What your home insurance needs to cover, what your tenant needs, and the questions to ask before you rent.
Car insurance after a ticket or an at-fault accident in Ontario
How tickets and at-fault accidents affect Ontario car insurance, how long they count, and how to find a better rate when your record is not perfect.
How to lower your car insurance at renewal: a checklist
A practical renewal checklist for Ontario drivers: discounts to ask for, coverage to review and the best time to get a new quote.
Ready to see what you could save?
Send the basics in about a minute. A licensed insurance agent calls you back the same business day.